There are still programs available for home buyers to purchase a house with very little down payment.  The state of Nevada Housing Division has a first time home buyer program that is a great resource!  And better yet, any one who has not owned a home in the past 3 years is considered a "first time home buyer"!  If you want to purchase a home, have at least $500, qualify for a loan (I can help you!), call me at 775-901-3594 and let's get you into a home!